Living Within Your Means
- affagent13
- Oct 23, 2015
- 2 min read
Are you living within your means?
Many people are doing so, some wish they could , while others are not and are debt-ridden.
This blog posts will help those who are struggling to keep the lifestyle they want or are finding it difficult to live within their means.
Firstly, there are ways to live within your means.
The article I make reference to is a financial report from yahoo.com. It mentions 10 approaches to managing your finances so that you can keep the lifestyle you want without making major sacrifices.
This approach is not for everyone and may be time consuming, but if you are able to challenge what is on your bills, these two ways may work for you, for example challenge:
1- All recurring expenses
2- Everything
How about comparing prices to get the best price when you shop. Using price apps is a way to do it.
Use discount coupons or promo codes to buy at reduced prices. If you are shopping online look for the discount and free shipping. The article identifies some of these apps.
When it comes to paying fees, you can opt for the freebies. Utiliize no-fee services whenever you can. There are many instances when you may have the option to pay a fee or no-fee. The article explains some of them.
These are the two approaches:
1-Use the right tools
2-Flee fees
Do you really need a new outfit, suit or shirt?
May you don't. Clean up your closet to free those clothes that were once among the best but haven't been used for while.
How about ditching the idea of a new car, computer or expensive equipment. May be you want the newest model or version.
If you want something new, the article advises that you adopt a new approach to what you are already using.These two approaches will help you:
1- Shop your closet
2- Use what you have
Other Approaches
Spread & Splurges
Rent Your space
Take on a DIY project
Save those raises
Want to know more about these approaches, Click Here
Meet Annie, she is a professional Bargainista. She was raised by an immigrant mother who reused tea bags. She shares her hillarious stories about how she lives the good life as a professional Bargainista. To learn from her, Click Here.
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